Europe Travel Insurance in Pakistan
Get Europe travel insurance for Schengen and non-Schengen trips from Pakistan. Choose the right plan for your countries, travel dates, and visa type.
Instant Digital Policy
Refund on Rejection
24/7 Emergency Assistance
Europe Is Not One Travel Insurance Zone
Europe includes Schengen countries like Germany, France, Italy, Spain, and the Netherlands. It also includes non-Schengen destinations like the UK, Ireland, Albania, Kosovo, and other countries with their own entry rules.
If you are applying for a Schengen visa, your insurance must show at least €30,000 medical coverage, repatriation, full Schengen-area validity, and coverage for your entire stay. For non-Schengen Europe, choose a plan that covers the actual destination on your route.
Do not buy insurance only by continent name. Match the policy with your visa type, destination, travel dates, and passport details.
What EES Changes for Pakistani Travelers
The EU Entry/Exit System records entries and exits digitally for non-EU short-stay travelers entering the Schengen Area. It replaces manual passport stamping with a digital record.
This does not change the Schengen insurance rule. Your policy should still cover every day you are inside the Schengen Area, from arrival to departure.
Do not buy coverage only for your appointment date or hotel booking dates. Use your actual travel dates.
Europe Travel Insurance Coverage by Age
Traveler Age |
Provider |
Status |
|
Under 65 |
CStar or UIC |
Standard rate |
|
65 to 85 |
CStar or UIC |
Additional premium applies |
|
85 to 90 |
UIC only |
Additional premium applies |
What Your Europe Travel Insurance Covers
Pre-existing conditions are not covered by either provider.
What a Medical Emergency in Europe Actually Costs
Medical treatment in Europe can become expensive quickly, especially hospital admission, surgery, ambulance services, or evacuation back to Pakistan.
Schengen countries require travel medical insurance because one uncovered emergency can cost far more than the policy itself.
For non-Schengen Europe, the right destination plan matters just as much.
Call the emergency number on your policy PDF before paying anything at the hospital.
Refund Policy for Europe Travel Insurance
If your visa is rejected, submit the official rejection letter for refund review.
Refund approval depends on the provider’s policy terms.
If you are medically unable to travel before departure, trip cancellation coverage may apply.
Thousands Protected
Over 10,000+ policies issued this year with a 99% satisfaction rate
from travelers across Pakistan.
Get Europe Travel Insurance Before You Apply
Policy issued from UIC or Crescent Star with traveler details, destination coverage, travel dates, and medical coverage.
