Schengen Travel Insurance in Pakistan

Get Schengen travel insurance with €30,000 medical coverage for your VFS appointment. Your policy PDF should match your passport, travel dates, and full Schengen itinerary.







    Instant Digital Policy

    Refund on Rejection

    24/7 Emergency Assistance

    Why Schengen Insurance Gets Flagged at VFS Counters

    VFS does not decide your visa, but they do check if your file is complete. If your insurance is missing, below €30,000, or not valid for your full Schengen stay, your submission can get stuck before it even reaches the embassy.

    Your policy should cover every day you are inside the Schengen Area. Not just the appointment date. Not just the hotel booking dates. The full trip.

    The Schengen Insurance Mistake Most Applicants Miss

    Pakistani applicants often check only one thing: “Does it say Schengen?”

    That is not enough.

    Your policy should match your passport name, passport number, travel dates, and full Schengen itinerary. The €30,000 medical coverage requirement is mandatory, but small details matter too.

    Your policy should clearly show medical coverage, travel dates, traveler name, and passport details before you submit your file.

    Wrong dates, spelling mismatch, or incomplete route coverage can delay your VFS submission.

    Schengen Travel Insurance Coverage by Age

    Traveler Age
    Provider
    Status

    Under 65

    CStar or UIC

    Standard rate

    65 to 85

    CStar or UIC

    Additional premium applies

    85 to 90

    UIC only

    Additional premium applies

    If the traveler is 85 or older, select UIC. CStar generally covers travelers under 85 only.

    What Your Schengen Travel Insurance Covers

    • Emergency medical treatment with minimum €30,000 coverage
    • Medical evacuation or repatriation back to Pakistan if required
    • Trip cancellation if you cannot travel before departure due to covered illness
    • 24/7 emergency assistance during your Schengen trip

    Pre-existing conditions are not covered by either provider.

    What a Medical Emergency in Europe Actually Costs

    A medical emergency in Europe can become expensive fast, especially if it involves hospital admission, surgery, or evacuation back to Pakistan.
    That is why Schengen countries require travel insurance before they accept your visa file.
    The policy is not just a formality for VFS. It is there because one uncovered emergency abroad can cost more than the whole trip.

    Refund Policy for Schengen Insurance Applications

    If your Schengen visa is rejected, submit the official rejection letter for refund review.
    Refund approval depends on the provider’s policy terms.
    If you are medically unable to travel before departure, trip cancellation coverage may apply.

    Thousands Protected

    Over 10,000+ policies issued this year with a 99% satisfaction rate
    from travelers across Pakistan.

    • “Got my Schengen visa insurance in 5 minutes. The embassy accepted the PDF without any questions. Highly recommended for quick service!”
      Ahmed Raza
      Traveler to France
    • “Best platform for travel insurance in Pakistan. The pricing is transparent and the support team is very helpful with claims.”

      Sara Khan
      Business Traveler
    • “They handled my refund professionally after my visa was delayed. No hidden charges. Truly a trustworthy service.”
      M. Usman
      Family Traveler
    • “They handled my refund professionally after my visa was delayed. No hidden charges. Truly a trustworthy service.”
      M. Usman
      Family Traveler

    Get Schengen Insurance Before Your VFS Appointment

    Policy issued from UIC or Crescent Star with traveler details, travel dates, and Schengen medical coverage.
    Payment by bank transfer, EasyPaisa, or JazzCash.

    Get My Schengen Insurance